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Welcome > Local Info > Home Buying Workshop...

Come learn the homebuying processes that can save you thousands of dollars!

Free Homebuyers' Workshop from your intown Atlanta experts! It doesn't matter whether this is your first home or 10th!

Do you feel intimidated by the thought of buying your own home? Not quite sure what all it involves? Did you buy your home several years ago and feel like a refresher course is in order? Don’t wait another day on learning everything you need to know to make your purchase of a lifetime!

The zac team and Greater Atlanta Financial Services are teaming up to bring you FREE homebuying workshops at our convenient intown office!

Please RSVP for seminars by calling 404.564.7268 (you can also call for information on future seminars, too), emailing mj@zac.biz, or filling out the contact form below. Hurry, seating is limited!!

Can’t make it to the seminar? Have a home to sell first? You're in the right place! Our website was designed with you in mind and is chock full of free buyer reports and seller reports for you to browse at your convenience. And, if you have any questions at anytime, feel free to contact us at 404.564.7200 or via the forms at the bottom of each page.

Here is a list of our upcoming seminars:

Saturday, August 9, 2008: 10 a.m. - 12 p.m.
Saturday, September 13, 2008: 10 a.m. - 12 p.m.
Saturday, October 11, 2008: 10 a.m. - 12 p.m.
Saturday, November 8, 2008: 10 a.m. - 12 p.m.

Seminars will be held at 1057 Ponce de Leon Ave, Atlanta, GA 30306. Click here to map our location.

Please fill out the form below, indicating which class you would like to attend, and click on send to me button.

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Financing Your Home >Watch Your ARMs Length

Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.

First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.

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Q	What group of settlers introduced the log cabin to the New World?
A	The Swedish settlers of Delaware brought their own timber for building log cabins, a style that originated in Finland.
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The Zac Team, REALTOR®, real estate agents and broker for Atlanta, Decatur and Buckhead Georgia home listings, property and land for sale - NUMBER1EXPERT(tm)

the zac team
RE/MAX Greater Atlanta
1057 Ponce de Leon Avenue
Atlanta, GA
30306
Phone: 404.564.7200
Toll-free: 800.510.1884
Fax: 404.564.7201
mlsinatlanta@zac.biz
In May of 1979, a young, mustached man sat down to take an exam that would set him on the road to mastering the art of Atlanta Intown real estate. In 1993, after several years with Coldwell Banker and then as the owner of the RE/MAX Greater Atlanta Intown franchise, Zac Pasmanick realized that he could provide the ultimate real estate service by working with his own small team of professionals instead of working solo. Zac's credentials and awards include: CRS, CRB, GRI; Realtor; Life Member, Atlanta Board of Realtors' Million Dollar Club; RE/MAX International Hall of Fame

Atlanta Intown Real Estate experts, featuring the hottest properties in Morningside, Virginia-Highland, Candler Park, Inman Park, Druid Hills, the Emory area, Decatur and surrounding areas. Research using online search, virtual tours, recent home sales, schools, neighborhood restaurants, and neighborhood associations. Find condos, lofts, new homes, historic homes, executive and luxury homes, renovation opportunities and investment properties. Find a home with the zac team!

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www.mlsinatlanta.com is brought to you by The Zac Team
NUMBER1EXPERTS™ in real estate for Atlanta, Decatur and Buckhead, Georgia, Morningside Area, Virginia Highland Area

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